About Motor Insurance

Vehicles, which encompasses a variety of forms such as motor cars, pick ups, buses, trucks, motor cycles, trailers and caravans (to name but a few), represent a considerable investment to individuals, companies and other bodies. Owners of such assets can be covered in respect of loss or damage to their vehicles through collision, overturning, theft, malicious damage and other perils, and also in respect of their legal liability for injuries or losses to third partiessssss.

Private Car Insurance

Individuals and organisations can insure cars and light delivery vanettes used for their personal and business purposes. The policy can be taken out either on comprehensive basis or an reduced covers basis, depending on affordability.

Commercial Vehicles Insurance

Commercial vehicles represent many different types of risk, the usual categories being goods carrying vehicles, passenger carrying vehicles (e.g. buses), special types like graders, excavators and ambulances and agricultural and forestry vehicles like tractors, combine harvesters and planters which are involved in selling, servicing or repairing motor vehicles, to cover risks of loss or damage to trade vehicles or customers’ vehicles whilst under their care and custody. Cover is effective whether the vehicles are on the premises or being driven on the road, say for tests.

There are also many extensions which can be added including legal liabilities to the public.Due to the increased number of bus/coach travellers, bus operators are exposed to injury and baggage claims in the event of accidents, hence the recent introduction of passenger cover.

Motor Traders Insurance

This insurance is available for those organisations which are involved in selling, servicing or repairing motor vehicles, to cover risks of loss or damage to trade vehicles or customers’ vehicles whilst under their care and custody. Cover is effective whether the vehicles are on the premises or being driven on the roads, say for tests. There are also many extensions which can be added including legal liabilities to the public.

Motor Cycle Insurance

Any self propelled two wheelers or three wheelers including mopeds can be covered by the Corporation using a motor insurance policy.