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Call Us : (+260) 211 366703
Mail Us : customerservice@picz.co.zm
Opening Hours :
Monday to Friday 07:30 - 18:30hrs
Saturday 08:00-14:00hrs

Motor Insurance

Vehicles, which encompass a variety of forms such as motor cars, pick ups, buses, trucks, motor cycles, trailers and caravans (to name but a few), represent a considerable investment to individuals, companies and other bodies. Owners of such assets can be covered in respect of loss or damage to their vehicles through collision, overturning, theft, malicious damage and other perils, and also in respect of their legal liability for injuries or losses to third parties.





Private Motor Insurance

Individuals and organisations can insure cars and light delivery vanettes used for their personal and business purposes. The policy can be taken out either on comprehensive basis or an reduced covers basis, depending on affordability.

Commercial Vehicle Insurance

Commercial vehicles represent many different types of risk, the usual categories being goods carrying vehicles, passenger carrying vehicles (e.g. buses), special types like graders, excavators and ambulances and agricultural and forestry vehicles like tractors, combine harvesters and planters which are involved in selling, servicing or repairing motor vehicles, to cover risks of loss or damage to trade vehicles or customers vehicles whilst under their care and custody. Cover is effective whether the vehicles are on the premises or being driven on the road, say for tests.

There are also many extensions which can be added including legal liabilities to the public.Due to the increased number of bus/coach travellers, bus operators are exposed to injury and baggage claims in the event of accidents, hence the recent introduction of passenger cover

Motor Traders

This insurance is available for those organisations which are involved in selling, servicing or repairing motor vehicles, to cover risks of loss or damage to trade vehicles or customers vehicles whilst under their care and custody. Cover is effective whether the vehicles are on the premises or being driven on the roads, say for tests. There are also many extensions which can be added including legal liabilities to the public.

Motor Cycle

Any self propelled two wheelers or three wheelers including mopeds can be covered by the Corporation using a motor insurance policy.


Types of Cover

Comprehensive

Our comprehensive motor insurance policy provides you with unique cover just for you and your family.

Comprehensive insurance covers:

Your legal liability following damage caused by your car to other people’s property e.g. other people’s cars.

Your liability following bodily injury/death caused by your car to other people, e.g. falling trees.

Fire damage to your car.

Full Third Party

Our comprehensive motor insurance policy provides you with unique cover just for you and your family.

Third party insurance covers:

Your legal liability following damage caused by your car to other people’s property, e.g. other people’s cars.

Your legal liability following bodily injury/ death caused by your car to other people, e.g. pedestrians.

Comesa Card

Comesa card covers vehicles travelling within the COMESA region of SADC

Get a Quote

For Business: For Business inquiry fill our short feedback form or you can also send us an email and we’ll get in touch shortly, or call us on - (+260) 211 366703.

Note: Your details are kept strictly confidential as per our Company Privacy Policy.